Pricing
We know cost questions matter. These are our Eastchester private-pay rates and insurance options.
Cigna is in-network for NY care, including virtual sessions.
New families are often seen within 2 weeks, depending on your family's availability.
In-network with Cigna for care in Eastchester, NY
Learn more →Private Pay Rates
Private-pay therapy starts at $165 for a 30-minute session. We will discuss fees for different visit lengths before you schedule.
30-Minute Session
In-clinic in Eastchester; NY virtual appointments when appropriate
If a different visit length fits your child's needs, we will explain its fee before scheduling. Cigna out-of-pocket costs depend on your plan.
Evaluations
The appropriate evaluation depends on your child's questions and needs. Start with an evaluation overview if you would like to understand what to ask before choosing an option below.
Speech or Language Only
Speech only or language only evaluation
Speech & Language
Combined speech and language evaluation
Feeding (PFD), AAC, or Apraxia Evaluation
We will discuss which evaluation fits your child before scheduling.
Before booking: Ask us what the proposed evaluation includes, whether a written report is provided, how findings are shared, and which fee applies.
Billing & Insurance
Private pay means you can pay Baker Speech Therapy directly for your child's care. It does not mean cash only, and it does not mean we cannot help with insurance paperwork. Here are the three ways families usually pay.
Cigna In-Network (Eastchester, NY)
Baker Speech Therapy is in-network with Cigna for New York care. Your costs, referral or authorization requirements, and the treating clinician's participation depend on your specific plan. We can discuss those details before care begins.
Pay Us Directly
If you are not using insurance for a visit, you pay us directly at the rate discussed in advance. This is not cash-only care: a bill or receipt can still be provided. Therapy starts at $165 for 30 minutes; we explain any other fee before scheduling.
Other Commercial Insurance: Out-of-Network
You pay us directly, and we can submit an out-of-network claim to your commercial insurer as a courtesy. Submitting a claim does not make us in-network with that plan. You remain responsible for our fee; whether you receive reimbursement, and how much, depends on your benefits and is not guaranteed.
Medicaid & State Insurance Plans
We do not bill Medicaid or state-funded insurance programs directly. If your family has Medicaid or a state plan, please call us to discuss your specific situation — coverage rules vary by state and plan, and we want to make sure you have accurate information before scheduling.
If your child receives Early Intervention (EI), mention it when you contact us so we can explain how our services differ from that program and discuss your circumstances.
How It Works
Tell us about your child
Fill out a short form or call us.
Complete an Evaluation
If an evaluation is appropriate, we'll discuss its scope and what feedback or written findings you can expect. Read the evaluation overview.
Agree on Next Steps
We discuss whether therapy, home strategies, or monitoring makes sense and explain the payment path before any care begins.
Track Progress
Ask your clinician how progress will be discussed and when a change to the plan may be useful.
Common Questions
Do you offer payment plans?
We typically ask for payment per session. If you'd like to discuss alternative arrangements, please contact us directly.
How often should my child have therapy?
Frequency depends on your child's goals, clinical needs, and family schedule. We make a recommendation after evaluating your child.
Does private pay mean cash only or no insurance paperwork?
No. It describes paying the practice directly, not a required payment method. If you choose not to use insurance for a visit, we explain your fee in advance. If you want us to submit a claim to a commercial plan where we are out-of-network, ask about courtesy billing; your plan decides whether to reimburse you.
Can I get reimbursed by insurance?
We can submit out-of-network claims to commercial insurance on your behalf, but we cannot guarantee reimbursement. Ask your insurer about speech therapy coverage, your out-of-network deductible, any authorization requirements, and where approved claim payments would go.
What if I need to cancel a session?
We understand that life happens. We ask for 24 hours notice for cancellations. We'll discuss our cancellation policy when you schedule.
Let's Talk Through Your Options
You don't need to know which payment option is right for your family. Tell us about your child, or call with your questions about costs and coverage.
The form is a request, not a commitment to services or a booked appointment.